Habitat for Humanity of Southeast Ohio empowers people who qualify to build and buy their own homes.  The Habitat Program requires “sweat equity” (250 hours for one adult member and 500 hours for a household with 2+ adults), a down payment of $1,000.00, and the completion of a series of educational classes.

 

Habitat Homeowners are selected based on the following criteria:

Need for Shelter:

  • Current housing is sub-standard (Overcrowded, run-down, defective, or unsafe) or
  • Overcrowded living conditions or
  • Temporary, transitional, homeless or
  • Current neighborhood unsafe or
  • More than 50% of monthly income spent on housing

Family Size

 

Yearly Gross Income Range

30%-60% area median income listed below

One (1) $11,700–$23,400
Two (2) $13,380–$26,760
Three (3) $15,060–$30,120
Four (4) $16,710–$33,420
Five (5) $18,060–$36,120
Six (6) $19,410–$38,820

Ability to pay for a Habitat home:

  • Gross income of at least 30% of area median income
  • Maximum income 60% of area median income
  • Family must have stable income (Employment, SSI, etc.)
  • Applicants must have a legal right to work in the United States
  • Maximum debt to gross income ratio should not be more than 43%
  • Meet Habitat’s minimum credit history requirements

Willingness to partner with Habitat:

  • Invest “sweat equity hours” in the construction of your home and in helping to build other Habitat Partner homes.
  • Attend a series of educational classes provided by Habitat for Humanity of Southeast Ohio

 

Are you ready to apply for Homeownership with Habitat?

(See below a checklist of things you need to know about applying for a home built with Habitat for Humanity of Southeast Ohio)

 Documents required when completing an application

  • ALL paystubs for each person in household over age 18 for the prior two months
  • Copy of public assistance records stating the current monthly amount received (TANF, Social Security, SSI, Disability, etc.) for any person in household receiving such assistance
  • Copy of utility bills for previous two months (electric, gas, water and sewer)
  • Copy of ONE the following documents for the applicant and co-applicant: Birth Certificate, Social Security Card, Passport or Military ID
  • Social Security numbers for ALL members of the household, including children
  • Contact information for Landlord (phone number and address) AND prior landlord information if at current address for less than one year
  • Bank account information (account number, address of bank, and balance amount)
  • Employment information (name of current employer(s), address, start date, and monthly wages) If less than one year with current employer, provide employment information for the last three years
  • Current monthly expenses (student loans, car payment, credit card payments, insurance etc.)
  • Copy of bankruptcy discharge (if applicable)
  • Copy of divorce decree or death certificate of spouse (if applicable)
  • Child Support Information (if applicable) – For each child under age 18 on the application, require a 12-month payment history even if payments are not being paid
  • Paying Child Support (if applicable) – If currently paying child support, require prior 12-month payment history
  • Self-employed applicants and co-applicants (if applicable) – must provide the past 2 years of their 1040 tax returns

Sweat Equity and Financial Obligations

(Willingness to contribute your time and save the required deposit)

  1. Willing to contribute 250 Hours of sweat equity for a household with 1 adult member or 500 hours (250 each) for a household with 2+ adults.
  2. Willing to attend required educational classes and meetings offered by Habitat for Humanity of Southeast Ohio
  3. Willing to make a deposit of $1,000.00, 3 weeks before the closing of your home

 

If you feel you meet all of the criteria above, please complete the online questionnaire below (NOTE: This is not the application-applications must be completed in person)

Your Name (required)

Your Email (required)

Phone Number

Does Your Phone Accept Text Messages
 Yes No

Address

City & County

Zip Code

Number in Family

Annual Income (Before Taxes Are Taken Out)

Are you a veteran, spouse, or dependent of a veteran?
 Yes No

How did you hear about us?
 Friend/Relative Co-Worker Online Radio Advertisement Other

Do you own land to build on?

Current Housing Situation & Questions You Have

 

  

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