Habitat Critical Home Repair Program

The Habitat Home Repair program helps low-income homeowners who are senior citizens or who are affected by disability or family circumstances and struggle to maintain the integrity of their homes.  Through the program, they are able to reclaim their homes with pride and dignity. In addition, our work helps preserve Southeast Ohio’s housing stock.

PLEASE NOTE:  THIS IS NOT A FREE PROGRAM.

The Home Repair program addresses health and safety concerns in several areas of the home as well as in the community.  Projects have a financial cap of $5,000.  They include, but are not limited to:

  • Unsafe Roofing
  • Sidewalk Issues
  • Plumbing Issues
  • Roof/Deck Repairs
  • Accessibility
  • Hazards inside and outside the home

****Habitat for Humanity reserves the right to refuse to work on any project we feel does not fall within our scope of work.

The Habitat Home Repair program serves homeowners throughout Southeast Ohio who:

  • Live in their own homes (no land contracts)
  • Have one or more critical housing needs
  • Must meet income guidelines (see below)
  • Are current on property tax payments
  • Have an active homeowner’s insurance policy
  • Willing to pay 20% down on project costs (Max of $750)
  • Willing to perform “sweat equity” hours based on project cost
  • Willing to make monthly, zero-interest payments back to Habitat
  • Have a debt to income ratio of no more than 43% when project payment is included (HFHSEO will calculate at time of application)

NOTE: Habitat will work on mobile homes if all above requirements are met as well as these additional guidelines:

  • Must own mobile home and land (no land contracts)
  • Habitat will only complete work up to 25% of the value of the mobile home (as determined by Habitat)

Income Guidelines

There are two different types of income guidelines based on your family type.  Please see below:

Senior Citizens (60+) & Veterans: 20% – 90% Area Median Income (up to $45,000 max)

Family Size

Yearly Gross Income Range

One (1) $7,800 –$35,100
Two (2) $8,920 –$40,140
Three (3) $10,040 –$45,000
Four (4) $11,140 –$45,000
Five (5) $12,040 –$45,000
Six (6) $12,940 –$45,000

Other: 20%-60% Area Median Income

Family Size

Yearly Gross Income Range

One (1) $7,800 –$22,860
Two (2) $8,920 –$26,100
Three (3) $10,040 –$29,340
Four (4) $11,140 –$32,580
Five (5) $12,040 –$35,220
Six (6) $12,940 –$37,800

 

If you feel you meet all of the criteria above, please fill out a pre-application below:

Your Name (required)

Your Email (required)

Your Phone Number (required)

Address (Include City)(required)

Family Size (required)

Monthly Income (Gross)

Do You Own and Live in Your Home? (No Land Contracts)
 Yes No

Is Your Home a Mobile Home?
 Yes No

Do You Have Homeowner's Insurance?
 Yes No

Are You Current on Property Taxes(or can become current quickly)?
 Yes No

Are You a Senior or a Veteran?
 Yes No

Are You Willing to Perform Sweat Equity on Your Home?
 Yes No

Are You Willing to Make a Down Payment and Pay a Zero Interest Loan?
 Yes No

Describe Your Repair Need(s) in Detail