How does the Habitat Homeownership Program work?
Families who are selected for our program partner with our donors and volunteers to build decent, affordable homes. Families work for 250 sweat equity hours on their own house or other Habitat houses in lieu of a down payment and to earn a no-interest mortgage. Please read more at Homeownership Program.
What is Habitat for Humanity of Southeast Ohio’s relationship to Habitat for Humanity International?
Habitat for Humanity of Southeast Ohio is an independently chartered affiliate of Habitat for Humanity International, the largest nonprofit homebuilder worldwide. We maintain a close relationship with Habitat for Humanity International (HFHI) as well as the other Habitat for Humanity affiliates throughout Ohio; however, each affiliate operates independently of HFHI. Each affiliate is responsible to raise funds locally to build locally. Contributions to Habitat for Humanity of Southeast Ohio fund projects in the Southeast Ohio, whereas contributions to Habitat for Humanity International help fund projects abroad.
How is Jimmy Carter Involved with Habitat for Humanity?
Many people mistake Jimmy Carter as the founder of Habitat for Humanity International; however, HFHI was founded in 1976 by Millard Fuller and his wife, Linda. Former President Jimmy Carter is our most famous volunteer! His involvement with Habitat for Humanity began in 1984 when he and his wife Rosalynn led a work group to New York City – the first annual Jimmy Carter Work Project. Ever since, both Jimmy and Rosalynn Carter give a week of their time each year to build homes and raise awareness of the critical need for affordable housing.
Who are Habitat for Humanity of Southeast Ohio’s partner families?
Habitat works with all types of families. To qualify as a partner family with Habitat for Humanity of Southeast Ohio, a family has to be able to: (1) pay the mortgage; (2) demonstrate need for housing; (3) and be willing to partner with Habitat through the sweat equity process to purchase their home.
How much does a Habitat house cost to build?
Habitat for Humanity of Southeast Ohio constructs new houses and restores vacant properties to new life. On average, it costs about $70,000 to build a home. Collectively, mortgage payments are paid forward into our Fund for Humanity which helps to build more houses and empower more families. We also receive donation from generous corporations, congregations, organizations, and individuals who are invested in their community and committed to creating affordable housing for everyone in Southeast Ohio.
How much does a partner family pay for a Habitat Home?
Habitat homes have zero-interest, 20-30 year mortgages that cost an average of $350-$450/month. Mortgage payments vary depending on the size of the house and can also be affected by the cost of real estate taxes and homeowners insurance.
If I buy a Habitat house, can I ever sell it?
Yes. Families who purchase Habitat-built homes can sell them at any time. Just like any other homeowner, selling a house typically requires marketing it through a real estate broker (including paying commission), continuing to pay one’s mortgage until it is sold, and living in it for several years before there’s enough equity to “make money” on it.
Who can volunteer with Habitat for Humanity?
Habitat of Southeast Ohio welcomes individuals and groups to work on our construction sites, at our ReStore, or in the office. You must be at least 16 years of age to volunteer on a construction site. We have a real need for skilled volunteers, but anyone can help – you will learn on-site from our experienced site supervisors. For more information about volunteering with Habitat for Humanity, read here.
What is a Habitat ReStore? Does Habitat for Humanity of Southeast Ohio have one?
Habitat ReStores are outlets that accept donated goods for resale. The profits from ReStores are used to help fund the construction of more houses. We opened our ReStore in August 2011, come visit us!
How does Habitat decide where to build? Can I ask for a specific location?
Habitat acquires land either through purchase or donation so we have limited areas where we build. Applicants who want to be part of our program will need to be open about the location of their future homes, and willing to live where we are currently building. Applicants will need to choose a location based on the current/upcoming construction sites at the time they apply.